Air Source Heat Pump Cost in Finland — Installed Price Guide
How much does an air source heat pump cost installed in Finland? Prices for apartments, row houses, and detached houses. Payback period and tax deduction info.

An air source heat pump (ilmalämpöpumppu) is one of the most popular energy upgrades for Finnish homes. It can reduce heating costs significantly and provide cooling during summer. But how much does one actually cost installed?
- Quick Summary — Air Source Heat Pump Cost 2026:
- Typical total price (unit + installation): €1,700–4,500
- Apartment: ~€1,700–2,500 (mainly for cooling)
- Row house: ~€2,000–3,000 (cooling + partial heating)
- Detached house: ~€2,500–4,500+ (heating cost reduction)
- Unit alone: €1,000–2,500, Installation: €500–700
- Payback period: 3–7 years
- Savings potential: 30–50% on electric heating
- Tax deduction: 35% of labour (installation) costs
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Price by Building Type
| Building type | Typical use | Price range (installed) |
|---|---|---|
| Apartment | Summer cooling | €1,700–2,500 |
| Row house | Cooling + partial heating | €2,000–3,000 |
| Detached house | Heating cost reduction + cooling | €2,500–4,500+ |
These prices include a standard installation. Additional costs may apply for:
- Exceptionally long pipe runs
- Special mounting requirements or vibration dampening
- Extra electrical work beyond basic installation
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What Determines the Price?
The total cost breaks down into three parts:
1. Unit Price (€1,000–2,500) - Power output and energy class - Heating, cooling, or both capabilities - Features (wifi control, quiet mode, air purification) - Manufacturer warranty
2. Installation (€500–700 for basic) - Mounting indoor and outdoor units - Refrigerant pipe connections - Electrical connections - Testing and commissioning
3. Additional Work (if needed) - Extended pipe runs: €100–300 extra - Scaffolding for high placement: €200–400 - Electrical panel upgrades: from €300
Payback Period and Savings
An air source heat pump typically pays for itself in 3–7 years, depending on:
- Your current heating system (electric heating saves the most)
- Electricity price
- Climate zone and insulation quality
- How much you use the heat pump
- Typical savings: 30–50% reduction in electric heating costs. For a detached house spending €2,000/year on heating, this means €600–1,000 annual savings.
The heat pump also adds cooling capability during Finnish summers, which is increasingly valued.
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Tax Deduction for Heat Pump Installation
Heat pump installation qualifies for the Finnish household tax deduction. You can deduct 35% of the installation labour cost.
- Example:
- Total price: €3,000
- Installation labour: €600
- Tax deduction: 35% × (€600 − €150) ≈ €158
While the deduction for heat pump installation alone is modest, it adds up when combined with other renovation work in the same year. Read our tax deduction guide.
Frequently Asked Questions
Do I need permission from the housing association? In apartments, check with your housing association before installation. Most allow heat pumps when installed professionally and noise requirements are met.
How long does installation take? A standard installation takes 4–8 hours (one working day).
How long does a heat pump last? A quality air source heat pump lasts 10–15 years with proper maintenance. Annual service (filter cleaning, professional check) costs approximately €200–300.
Does it work in Finnish winter? Modern heat pumps work down to −25°C or even −30°C. However, efficiency decreases in extreme cold, so it is typically a supplementary heating source rather than the sole system.
Is it worth it for an apartment? Primarily for cooling. Finnish summers are getting warmer, and a heat pump provides efficient cooling at a fraction of portable AC costs. Some models also provide supplementary heating in shoulder seasons.
Petri Lindfors
Renovation expert
Petri Lindfors is Kevyt Remppa's renovation expert. He has planned and executed hundreds of bathroom, kitchen and apartment renovations over 30 years. Petri's strength is combining a realistic cost estimate, a workable schedule and practical solutions so your renovation proceeds smoothly from start to finish without unnecessary stress.

